Terms of Service/Disclaimer/Disclosure

Please NOTE: Be aware that these materials are for your use only - do not share your login information with others. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on this site, including text, graphics, code and/or software.

Here is all the legal stuff that I need for this crazy day and age. Please forgive the lengthy disclaimers, especially the one at the end, but in today's society it is necessary. Thanks for your patience. FFB = Furniture Flipping Blueprint, TTM = Talk to Me, LMDH = Love My DIY Home

Disclosure/Affiliate Links

Pages and associated forums may contain affiliate links. If you buy anything after clicking on one of the affiliate links, I receive a small commission of the sale. The cost to you is the same, and I only link to items that I think would benefit my readers. Your support of this site is greatly appreciated!

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Disclaimer

Furniture Flipping Blueprint, Love My DIY Home, Talk to Me, and all sites and forums associated with ValFrania.com are designed to be a help its members succeed, save time and money and above all else to save you from frustration or a temptation to quit because a project may not go well or you can't figure out what to do or how to do it. If we are to be wise stewards, then we ought to avail ourselves of the wisdom and experience of others. If we also desire to benefit others so they can too be inspired to do the same, then it makes sense to share our stories, recipes, tips, and triumphs. Being wise with our time, talents and finances not only is the right thing to do, but it can make our lives so much better. A job well done can inspire us to reach greater goals.

Any health information, including information on products such as respirators, essential oils, etc. provided on FFB, LMDH, or TTM and all forums associated with ValFrania.com is for educational purposes, support and encouragement only. It is not intended to prescribe, diagnose, treat, cure, or prevent any disease. It is your responsibility to educate yourself and address any health or medical needs you may have with your physician. Please seek professional help when needed.

Because I incur costs associated with maintaining all forums & sites associated with ValFrania.com, some portions may be sponsored - which means I occasionally earn a small monetary reward, and occasionally other forms of compensation, from companies or organizations who manufacture the products I mention or promote. I also may occasionally accept paid advertising and use affiliate links.

My efforts are fueled by my desire to be of benefit to you, so I will not promote any product that I don't find to be beneficial. The compensation received may influence the advertising content, topics or posts. That content, advertising space or post may not always be identified as paid or sponsored content.

Please realize that any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. Above all, be sure to check things out, ask questions and protect yourself whenever you deal with any company or manufacturer in regard to their products. For questions about this blog, please email me.

Terms of Use

You shall own all the content that you contribute to this site, but you agree to grant to Val Frania, and/or FFB, TTM, LMDH and all forums associated with ValFrania.com and/or any of their licensees, a non-exclusive, worldwide, royalty-free, transferable right and license with the right to sublicense, to use, copy, cache, publish, display, distribute, modify, create derivative works and store your content, and to allow others to do so, in any and all media formats and through any and all media channels; to incorporate your content on any tangible or intangible products or resale or otherwise; and to use the content for promotional purposes of Val Frania and/or FFB, LMDH, TTM and all forums associated with ValFrania.com.

Privacy Policy

We won't sell, trade, or transfer to outside parties your personally identifiable information. This doesn't include our trusted third parties who help with this website, though they will be required to respect this privacy policy. We will comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety in regard to this information. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason without your consent, other than to deliver the purchased product or service requested.

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. If you experience any difficulty with any of these third party sites, we welcome any information you wish to share with us.

Non-identifying information

My site uses tools like Google Analytics to collect non-personally-identifying information like your browser type, language preference, referring site, and the date and time of your visit. I do that to better understand who is visiting and how I can make my site more useful.

Forms on my site

I also collect personally-identifying information like your email address, your website URL and your Internet Protocol (IP) addresses when you submit a form. I don’t make this information available and if I don’t need the data, I don’t collect it on the form. I use your personally-identifying information like your email address to reach back to you and reply to your questions.

Your purchases

If you make a purchase on my site, you require me to gather personally-identifying information. But I limit how much and what type of information that I gather depending on the nature of the interaction. If you buy an online course or ebook, I collect personal and financial information required to process your purchase and pass it to my payment gateways – Stripe and PayPal. In each case, I only collect what I need to deliver what you’re requesting. I don’t disclose that information in any ways other than how I articulate them here in this policy.

All 7 day refund guarantees that accompany courses and memberships are for those who look over the material and decide it does not fit their needs or is not what was expected. You must request a refund within 7 days by email. A minor charge may apply to cover transaction fees.

Making a purchase from outside of the US?

I may transfer the personal data I collect about you to recipients in countries other than the country you live in, including the United States, where I am headquartered. These countries may not have the same data protection laws as the country in which you initially provided the information.

Your rights

It’s your personal data and you have certain rights relating to it. When it comes to marketing communications, you can ask me not to send you these at any time – by following the unsubscribe instructions contained in the marketing communication, or send your request to the email below, in the “Contact me” section.

Depending on your country you may have right or choice to:

Opt out of some collection or uses of your personal data, including the use of cookies and similar technologies, the use of your personal data for marketing purposes, and the anonymization of your personal for data analyses
Access your personal data, update it, restrict or object to its processing, or request its deletion
Receive the personal data you provided to transmit it to another company
Withdraw any consent provided
Where applicable, lodge a complaint with your supervisory authority

The length of time I keep your personal data depends on what it is and whether I have an ongoing business need to retain it (for example, to provide you with a service you’ve requested or to comply with applicable legal, tax or accounting requirements).

I’ll retain your personal data for as long as we have a relationship with you and for a period of time afterwards where we have an ongoing business need to retain it, in accordance with our data retention policies and practices. Following that period, I’ll delete or anonymize it.

You can exercise these rights at any time by sending me an email. See the “Contact me” section below.

If you’re not happy with how I am processing your personal data, please let me know by sending an email. I will review and investigate your complaint, and get back to you within a reasonable time frame.

Employees, contractors & your information

I only share your personal information in order to process certain purchases where I may be using an employee, contractor or partner to help me fulfill your requests. Each of these folks has agreed to not disclose it to others. I don’t rent or sell your personally-identifying information to anyone, including any partners I may be using (which are listed below).

My partners and your data

Google Analytics - Your browsing data, navigational paths, and time of visit are being captured but anonymized.

Active Campaign – Your email is being captured when you proactively subscribe using forms on my site. You can change / unsubscribe via every email you get.

YouTube & Vimeo – I enable embedded videos on my site. These sites may capture browser and IP data, but are never passed additional personally-identifying data (like your name/email) from me.

MemberPress – My courses are delivered via MemberPress. In GDPR terms, they’re a processor. I pass your name and email to them (after your purchase) so that you can log in and view courses.

Churn Buster - Helps resolve failed payments and delivers automated support to customers.

Protecting your data

I am doing everything I can and know of to reasonably protect against any unauthorized access, or use of potentially personally-identifying and personally-identifying information.

Contact me

If you have questions or want to talk about any of this, feel free to reach my by email at admin@valfrania.com.

Policy changes

From time to time I review and may make changes to my Privacy Policy. I strongly encourage you to frequently check this page for any changes. As you continue to use my site, your use will be under the new or changed terms.

Last Updated: April 5, 2021

By using our site, you consent to our privacy policy.

This policy is valid from 2 November 2017. To get your own policy, go to http://www.disclosurepolicy.org

Ebooks/Publications/posts by /TTM, LMDH, FFB and all forums associated with ValFrania.com

Please note that much of my publication is based on personal experience, research, and just plain common sense. Although I have made every effort to provide you with complete accuracy of the content, I assume no responsibility for errors or omissions. You should use this information as you see it applies to you, your family or your situation, and at your own risk. Your particular situation may not be exactly suited to the examples illustrated here; and most likely they won’t be the same, so you need to adjust your use of the information and recommendations accordingly.

Here is all the legal stuff that will take you forever and and a day to weed through (sorry, but it had to be done):

DISCLAIMER:

Furniture Flipping Blueprint and all sites and forums associated with FFB Web Site Agreement

The FFB, LMDH, TTM (and all sites and forums associated with ValFrania.com Web Site (the "Site") is an online information service provided by Val Frania ("ValFrania.com"), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Love My DIY Home MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the Site and any publications by FFB, LMDH, TTM and all forums associated with ValFrania.com or the owner, Val Frania are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are FFB, LMDH, TTM and all forums and sites associated with ValFrania.com, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to FFB, LMDH, TTM and all forums and sites associated with ValFrania.com a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to FFB, LMDH, TTM and all forums and sites associated with ValFrania.com by all means and in any media now known or hereafter developed. You also grant to FFB, LMDH, TTM and all forums and sites associated with ValFrania.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against ValFrania.com, FFB, LMDH, TTM and all forums and sites associated with ValFrania.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to FFB, LMDH, TTM and all forums and sites associated with ValFrania.com.

TRADEMARKS.

Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of FFB, LMDH, TTM and all forums and sites associated with ValFrania.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners.

2. Use of the Site.

You understand that, except for information, products or services clearly identified as being supplied by FFB, LMDH, TTM and all forums and sites associated with ValFrania.com do not operate, control or endorse any information, products or services on the Internet in any way. Except for FFB, LMDH, TTM and all forums and sites associated with ValFrania.com - identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with FFB, LMDH, TTM and all forums and sites associated with ValFrania.com. You also understand that FFB, LMDH, TTM and all forums and sites associated with ValFrania.com cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. FFB, LMDH, TTM and all forums and sites associated with ValFrania.com PROVIDE THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND FFB, LMDH, TTM and all forums and sites associated with ValFrania.com SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. FFB, LMDH, TTM and all forums and sites associated with ValFrania.com DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. FFB, LMDH, TTM and all forums and sites associated with ValFrania.com HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL FFB, LMDH, TTM and all forums and sites associated with ValFrania.com BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Love My DIY Home OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, FFB, LMDH, TTM and all forums and sites associated with ValFrania.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

FFB, LMDH, TTM and all forums and sites associated with ValFrania.com makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-FFB, LMDH, TTM and all forums and sites associated with ValFrania.com web site, please understand that it is independent from FFB, LMDH, TTM and all forums and sites associated with ValFrania.com, and that FFB, LMDH, TTM and all forums and sites associated with ValFrania.com has no control over the content on that web site. In addition, a link to a FFB, LMDH, TTM and all forums and sites associated with ValFrania.com web site does not mean that FFB, LMDH, TTM and all forums and sites associated with ValFrania.com endorses or accepts any responsibility for the content, or the use, of such web site.

3. Indemnification.

You agree to indemnify, defend and hold harmless FFB, LMDH, TTM and all forums and sites associated with ValFrania.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.

4. Third Party Rights.

The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of FFB, LMDH, TTM and all forums and sites associated with ValFrania.com and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

5.Term; Termination.

This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.

6.Miscellaneous.

This Agreement shall all be governed and construed in accordance with the laws of The United States of America applicable to agreements made and to be performed in The United States of America. You agree that any legal action or proceeding between FFB, LMDH, TTM and all forums and sites associated with ValFrania.com and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in The United States of America . Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. FFB, LMDH, TTM and all forums and sites associated with ValFrania.com failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. FFB, LMDH, TTM and all forums and sites associated with ValFrania.com may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.

Get your own free disclaimer on-line here.